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You can achieve your financial goals this year, but it won’t happen by accident... one of the best ways to reach those goals is by joining financial peace university. @rachelcruze and i want you to tag one friend below and you both could win a 1-year fpu membership! tomorrow, our team will randomly choose 10 pairs of winners! 🤗 #financialpeaceuniversity #debtfree2018 #debtfreecommunity #debtfree

2 weeks ago comment 11,399 star 7,554

Wow! what an awesome response to our financial peace university giveaway!! for those of you who didn’t win this time, we still wanted to give you a special offer. click the link in our profile to get $10 off the normal price and start achieving your 2018 goals today! 💪 #debtfree #debtfreecommunity #financialpeaceuniversity #debtfree2018

6 days ago comment 43 star 1,735

Are you ready to make a change? financial peace university is the perfect place to start! (link in profile) #debtfree #debtfreecommunity #debtfreejourney #debtfree2018

2 weeks ago comment 147 star 12,049

What are you doing to make 2018 a year that stands out? #debtfree #debtfreecommunity #newyeargoals #debtfree2018

6 days ago comment 152 star 8,136

Happy friday! we’ve completed the switch from cash clips to cash dividers. 😉 . we withdraw cash each paycheck (paid every other friday) to manage areas in our budget that we tend to overspend on - before we hit the atm, we budget every cent we received that payday and give it a job (via spreadsheet). 💸 . category totals listed here last till next paycheck, two weeks worth. remember, we do not go scorched-earth over here. we believe it’s alright to spend a bit if it’s budgeted for, and paid in cash. we will still reach our goal of paying off our cars by end of year! 👋🏽🚙🚗 . the beer budget keeps my husband on the journey, and the beauty budget keeps me on the journey (restock of essentials, products, supplies, and saving for next hair service). 😬🍺 . this paycheck we budgeted in some fun, literally. as a family, and with a couple we consider family, we’re going to catch a unlv basketball game. 🏀 . the miscellaneous category is for household items or anything that may pop up. there’s always something that happens unexpected or something we need unexpectedly, so we have this cash here for that. . there’s also a new lunch category. we’ve budgeted for a lazy meal day. if we should decide to use it, we may have a meal out. 😋 . challenging ourselves not to spend the full amounts in each cash category! ———— wallet: macys.com (calvin klein), purchased with a christmas gift card for $39.20 originally $98. • cash dividers: from @thewoodistrict

4 days ago comment 90 star 859

Y'all i'm a huge coffee drinker. as in there has only been one day that i have gone without coffee in over 5 years. before we started our #debtfree journey, i used to buy starbucks several times a week. it wasn't until i started tracking every penny that i realized just how much money i was spending on coffee. i couldn't believe it! i slowly cut back on my starbucks indulgences and now i only go when i have a gift card or on special occasions. i have learned how to make coffee just the way i like it at home! i'd rather have the extra money in my bank account!⠀ = = = ⠀ what is it that you tend to spend extra money on? or what did you spend extra money on in the past?⠀ = = = ⠀ #inspiredbudget #budget #budgeting #coffee #coffeelover #monthlybudget #cashisking #debtfree #debtfreejourney #debtfreedom #debtfreelife #debtfreecommunity #debtfreeliving #moneytips #budgettip #finance #financialfreedom #financialpeace #financetip #daveramsey #debtisdumb

4 days ago comment 49 star 533

It's all about letting the positive momentum carry you forward! anybody just starting their journey recently and already paid something off?

4 days ago comment 8 star 228

We did it!!! after paying off over $20,000 in debt it took us only one more year before we saved enough cash and used enough patience that we finally bought our first house! we got the keys last friday and will be moving in on saturday! 🏡 🏡🏡 i was thinking of doing a house tour once we were moved in but then i had a few people recommend doing a tour before and after we move on. what do you want? let me know in the comments. 😘😘😘 we have already installed can lights in the living room (thanks to the help of an amazing friend!), made adjustments to the kitchen so we could install our fridge we bought on an amazing black friday deal @loweshomeimprovement put a new fan in the guest bathroom, my amazing brother in law fixed our gas line for our dryer, and we replaced the lighting in the boys bedroom. i can’t keep my mind from thinking of the millions of projects i want to start right now!! 😂 . . . . . . . . #newhouse #homeprojects #newhomeowner #newhomeowners #loweshomeimprovement #debtfreecommunity #debtfree

6 days ago comment 305 star 2,427

I n. t h a t. o r d e r 👌🏾‼️

7 minutes ago comment 1 star 16

Savings can be found everywhere! you just have to open your eyes to the possibilities! https://thefemalemoneydoctor.com/category/all/saving/

9 minutes ago comment 1 star 4

Are you or your spouse having debt problems⁉️ . scenarios: yesterday a couple came to smartdebt asia, the husband was unable to secure a job after being unemployed since may 2017. . today we met with a lady who lost her job working in the oil & gas industry. . both having debt problems. however after going through our debt analysis sessions, they were really grateful because through smartdebt asia they are able to solve their debt problems. . * stop harassment * stop compounded interest * stop borrowings * stop legality * repayment at zero interest * start your savings . for your one on one personal debt analysis appointment, fill up the attached form link below. don't worry, it's totally free & all information is private & confidential. . https://docs.google.com/forms/d/e/1faipqlsci_lz_rpzpzkh9iutnaeiacphmr6mkdtx6qn7el6tasq0bhq/viewform . smartdebt asia (sg) www.smartdebt.asia free debt analysis consultation whatsapp: 9878 6063 / 9022 6655 . #smartdebtasia #bankruptcy #singapore #debtconsultation #debt #professional #debtfree

8 minutes ago comment 1 star 1
13 minutes ago comment 0 star 1

Wanted to check in see how everyone is doing with staying on top of their goals. no matter if their long term or short term.? what you do today can affect your tomorrow. must admit i dropped the ball a few times this month. it’s something about the cold weather that makes me want to lay in bed a lit more than normal. other than that i’ve been continuing to work towards for goals. being more organized is one of my biggest challenges that i have to constantly remember to work on. it doesn’t happen over night but is a process. maintaining good credit while paying down debt to purchase a new home tihis year is another goal. so far i’ve been very good with not eating out at work much and learning to say no to happy hours. ✅mid month check in. let’s hold each other accountable. ✅what was one of your toughest goals? ✅how’s it going with achieving that goal? . . . . . #midmonth #goalchaser #acountability #coach #morivation #wednesdaymotivation #itsreconciled #vituralcoffeebreak #accountant #homebuying #newhome #condoliving #condolife #bargain #valoan #fha #preapproval #creditrepair #debtfree #babystep2 #freelance #work #workfromhome #sidehustle #bossbabe #coffeover #coffeebreak #goalsetting #refundcheck #investmentproperty

15 minutes ago comment 0 star 6

Be the very best version you can be,be somebody nobody thought you could ever be!!! . . . . #berlin #germany #best #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle

16 minutes ago comment 4 star 18

Be the very best version you can be,be somebody nobody thought you could ever be!!! . . . . #berlin #germany #best #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle

17 minutes ago comment 1 star 23

And this is part of the reason why i started this account!! thanks to discussions from @thefrugalexperiment and @findingfrugalsanity on my previous post i checked in on my gas and electricity bills, planning to set up fortnightly direct debits... but setting up a quarterly direct debit and changing plans means i'm now saving 16% and 13%! this community is awesome! thanks again :) #debtfree #debtfreecommunity #savingmoneyonbills #debtbegone

18 minutes ago comment 2 star 0

My side hustle pay just came in. 4hrs work landed me $106. nothing to sneeze at! #frugal #money #daveramsey #frugalchick #savings #debtfree #casualjob #workingforit #7babysteps #5dollarchallenge #5dollarnotechallenge

22 minutes ago comment 0 star 1

F o c u s. o n. y o. i s h 🎯‼️

25 minutes ago comment 2 star 16

26 minutes ago comment 2 star 5

Normally i would of paid the minimum and spent the cash on the house or kids. this year i'm clearing it all and freeing the cash up. #priorities #debtfree #bills #cash #money #betterlife

26 minutes ago comment 0 star 9

January 16th >>> made popcorn and watched netflix with my daughter. cheap, good entertainment at home. . . . . . #debt #debtfree #budget #budgeting #spending #savings #money #family #popcorn #entertainment #cheap #free #debtfreecommunity

27 minutes ago comment 0 star 2

So glad i did. but i’m even happier to have found this #debtfreecommunity. being thrifty can be lonely at times. i’ll even admit to feeling jealous of my friends for what they had that i didn’t. expensive holidays, nice clothes, well groomed hair and nails. it’s comforting to know that i’m not alone on the #theroadlesstraveled . . . #debtfree #debtfreejourney #frugalliving #thrifty #livelikenooneelse #financialfreedom #financialindependence #earlyretirement #moneysaving

33 minutes ago comment 2 star 5

Just seen on @amymoneysaver’s insta, the e-mailed survey from voxpopme about bing has finally paid (i’d started thinking it was a scam and would never see the money 🙈) but it’s here and it’s gone in as £10 instead of $10! 🙌🏼🙌🏼🙌🏼 i’ve missed a few surveys in the past week, totally fallen off the free money wagon, but this has given me a bit of a boost! woop woop!

38 minutes ago comment 1 star 13

Tired of just getting by..... are you looking for a change? do you want to live a life of fulfillment, passion, excitement, and freedom? a life of helping others? do you feel like you were meant for more? because i'm looking for go getters. people who want more out of their lives. people who aren't afraid of stepping out in faith. people who want freedom. so if i said to you for the price of a good dinner out you can start your own business, would you do it? if i said there are no sales requirements, would you do it? if i said you could earn bonuses of $400 to $1100 in your first 2 weeks, would you to do? if i said i'm rising up with or without you but i want you with me, would you do it? i'm waiting....... 📲text me "opp" at 708-299-7653 or dm!

Yesterday comment 1 star 2

. . . allow me to introduce myself - swipe left for my video. . *********************************************************** click the link in the bio for free tools and info ***********************************************************

1 hour ago comment 1 star 10

You know you’re an adult when you’re excited coz your new sheets & mattress protector have arrived. all #halfprice from myer 🙌🏻 #savingmoney #savingforahouse #newsheets #freshsheets #frugalliving #amiagrownupnow #frugal #budget #budgeting #debtfree #debtfreecommunity #debtfreelife #barefootinvestor #scottpape

1 hour ago comment 1 star 17